Ready to upgrade your ride?
High street lenders driving you round the bend?

Esco Loan are here to help!

We offer bad credit car loans of up to £10,000 to buy any car - new or used.

We COULD even get your finance sorted today...

  • Bad Credit OK
  • Fast  approval
  • Buy any car you want
  • Money within24 hours*
  • Puts you in the driving seat with dealers
  • Flexible terms - 12-60 months
  • You own the car at the end
  • No payout penalties
  • Affordable payments
  • No broker fees

How It Works

High street lenders are making it harder to get a car loan - especially if you have bad credit.

A Buddy Loan is different. We're a guarantor car finance lender, so for us, it's not just about credit scores. It's all about friends helping out friends. The way things should be.

So if you've got a buddy with a decent credit score, they can co-sign your loan. It means we can consider both their credit score and yours when assessing the application.

In short, if your buddy's happy to back you, so are we.


Find a guarantor


Complete our simple application


Approved? start car shopping!

Who Can Be A Guarantor?

Completing your application is simple. We just need a few details from you, as well as a guarantor we can speak to.

They’ll need to:

  • Be earning at least £1,000 per month
  • Have an OK credit file
  • Be aged 21-75 (when the loan's taken out)
  • Be a UK resident with a bank account

A family member is usually ideal. But friends and colleagues may also be happy to help you. And we can even call them for you at a suitable time.

So let’s get this show on the road!

Apply Now

We are available for you!