What makes an ESCO Loan?

With ESCO Loan borrowing, you can finance important purchases and unexpected events, or fulfill your long-awaited dreams. With ESCO Loan, loans of up to EUR 75,000 are possible. Of course there are also smaller loans from as little as EUR 1,000 . The flexible loan amount is one of the characteristics that distinguish ESCO Loan.

Easy

Secure

Comprehensive

On-time

ESCO Loan with an account view: For a particularly fast loan conclusion
MORE FAST Esco loan from london.

Would you like to have your desired amount quickly? No problem! With ESCO Loan with an account view, you can close your loan online instantly and stress-free in 10 minutes. You usually have up to 25,000 euros in your account the next working day.

For this we need the access data to your online banking-capable salary giro account (for a one-time look at your account) as well as a video legitimation combined with your digital contract signature.

When is it worth taking out a ESCO Loan in London?

Take out credit now and finally drive the dream car, travel the world or renovate the house! These are just a few of the reasons why our customers choose ESCO Loan. Taking out a loan is useful in many financing questions. With the fast and uncomplicated borrowing, ESCO Loan provides timely financial freedom even with unplanned expenses. We present you with a few purchase requests that speak in favor of borrowing:

Whether it is a car, motorcycle or motorhome, buyers usually have to dig deep into their pockets for a mobile pedestal. A mobile pedestal is essential for the way to work and trips with the family. In this situation, a tailor-made car loan quickly mobilizes you.

 

Advantages of ESCO Loan as a car loan: If you take out a loan, you as a buyer benefit from the cash payer discount. And unlike the usual 3-way financing through your dealer's house bank, the vehicle is yours from the start. We do not need the vehicle registration document as collateral and there is no high final rate. The car loan is suitable for both new car financing and the purchase of a used car.

A debt rescheduling loan can be worthwhile for many reasons. Borrowing from ESCO Loan can often reduce loan costs. An ESCO Loan is also an attractive option to pay off a residual debt, for example from construction finance. Before you take out a loan for the debt rescheduling, we recommend comparing the borrowing costs and getting advice from our loan experts.

 

Advantages of ESCO Loan for debt restructuring: Taking out a fresh loan can save interest. By adjusting the rates to your current life situation, you also relieve your budget and gain a better overview of your finances. If you owe several loans to a single loan at ESCO Loan, you only have your financial obligations towards us and this is bundled in one account. In addition, you only have to keep an eye on a term and a monthly rate instead of several - nothing more.

A debt rescheduling loan can be worthwhile for many reasons. Borrowing from ESCO Loan can often reduce loan costs. An ESCO Loan is also an attractive option to pay off a residual debt, for example from construction finance. Before you take out a loan for the debt rescheduling, we recommend comparing the borrowing costs and getting advice from our loan experts.

 

Advantages of ESCO Loan for debt restructuring: Taking out a fresh loan can save interest. By adjusting the rates to your current life situation, you also relieve your budget and gain a better overview of your finances. If you owe several loans to a single loan at ESCO Loan, you only have your financial obligations towards us and this is bundled in one account. In addition, you only have to keep an eye on a term and a monthly rate instead of several - nothing more.

Your home is worth an investment. Modernizations that increase the living value of your property often even help to save energy. To provide the necessary budget for a new bathroom or heat-insulated windows, a renovation loan is a worth considering option.

 

Advantages of ESCO Loan as a renovation loan: A new carpet or modern heating not only increase the well-being, but also the value of your property. If the construction measure serves to save energy, you can apply for a KfW grant. Just speak to our loan experts if you want to take out a loan for modernization.

The professional opportunities generally increase with education. That is why more and more ESCO Loan customers are deciding to take out a loan in order to invest in their further training. Borrowing is also an option worth considering for BAföG repayment. You can use our loan calculator to determine whether it is worthwhile for you to take out a loan and repay your BAföG with the money.

 

Advantages of ESCO Loan for BAföG repayment: With one-time repayment by BAföG, the Federal Office of Administration (BVA) grants up to 50.5 percent discount. In any case, it is worth comparing the repayment discount and the loan interest!

Other ESCO Loan

Everything we do is designed to find the best possible deal to fit your personal circumstances. We believe your finances should work for you, not the other way around.

Easy Secure Comprehensive On-time Loan in London

Which key figures are important for borrowing?

The key indicators of ESCO Loan are the loan amount , the term and the amount of the monthly installment. Who wants to take out a loan can with the loan calculator to compare different credit options. In addition, the interest rate affects the total cost of the loan. The loan interest is already included in the monthly installment that the customer pays back to ESCO Loan. How high these rates are depends on the combination of loan amount and term chosen.

Your individual loan package: ESCO Loan term.

What is the ideal loan term?

Whether a loan fits your plans depends not only on the amount of the loan and the loan interest. The running time is important if you take out a loan and advance loan calculator want to compare. To keep you as flexible as possible, ESCO Loan offers terms between 12 and 84 months.

As a rule of thumb , the shorter the term, the less total loan interest has to be paid. A short term can therefore make the loan cheaper for you. On the other hand, of course, the monthly installments increase with a short term. If you want to take out a loan, you should consider your available budget. If your monthly charges become too high, there may be no money left over for unexpected expenses. For optimal financing, simply get advice on site from one of our partner banks or by phone at 0911/53 900.

Loan interest: What do the borrowing rate and APR mean?

The total amount of a loan is made up of the borrowed amount of money and the loan interest. When it comes to interest rates, two types are decisive for you: the borrowing rate and the annual percentage rate.

Borrowing rate

The borrowing rate determines the interest paid by the borrower to the lender in addition to the borrowed amount of money. In this respect, the borrowing rate also affects the monthly loan rate.
Complete transparency: If you take out a loan from ESCO Loan , we will agree a fixed interest rate with you for the entire term of the loan (fixed interest rate).

Effective interest rate

The APR gives the total cost of a loan per year. Its calculation is subject to the EU consumer credit directive. Its amount depends on the borrower's creditworthiness - its creditworthiness.

Even more financial flexibility - the ESCO Loan financial
reserve - LEAVE MORE.

Uncomplicated borrowing and flexible conditions - these are the hallmarks of ESCO Loan. With the loan calculator you can compare different terms and installments, the conditions for repayment and installment breaks can be customized with one click. And should it become financially tight, the ESCO Loan financial reserve gives you even more freedom. Depending on your credit rating, you can receive up to 15,000 euros in addition to your loan if required. You decide whether and when you use the smart extension. If you take out a loan, simply order the ESCO Loan financial reserve. The money is then ready for you on call!

Tips for successful borrowing.

Everyone has different needs and financial opportunities. That is why ESCO Loan naturally takes your personal questions into account when borrowing. In principle, ESCO Loan is paid out regardless of individual uses. We give tips on how to take out a loan tailored to your needs.

  • Check your own budget.
    Question : What capital do you have at your disposal?
  • Set the loan amount.
    Question : How much additional money do you need?
  • Choose the right monthly rate.
    Question : What are your monthly financial opportunities?
  • Set term.
    Question : When do you want to be debt free?
  • Individualize contract.
    Question : Would you like to be able to repay the loan flexibly at any time? Or pause with the installments in case of financial shortages?

The ESCO Loan loan calculator always calculates customer-specific conditions. In order for you to take out a loan that suits you perfectly, you should also pay attention to individual protection. With the ESCO Loan financial reserve and the ESCO Loan protection letter, you are on the safe side even when things are not going according to plan in your life.

What are the requirements for borrowing?

You can easily order ESCO Loan online. Alternatively, you can take out a loan by telephone or at one of the participating Volksbank Raiffeisenbank or Sparda Bank. If you meet the following requirements, you can start:

Legal age and registered residence in UK

Regular income in UK

To ensure that no stranger can take out a loan on your behalf, ESCO Loan carries out an identity check. You have the choice between different authentication methods. The PostIdent procedure and online authentication using the video identification procedure provide a secure basis for your borrowing with ESCO Loan. If the loan should go quickly, video legitimation is particularly suitable. Alternatively, you can legitimize yourself directly at one of our partner banks.

ESCO Loan - as diverse as life.

The possibilities for using an ESCO Loan loan are almost endless. As inspiration, we have put together some dreams that customers often call us when they take out a loan.

A mobile stand can be an expensive undertaking. That is why ESCO Loan customers are happy to take out loans in order to afford the dream car or motorcycle.

Your education is worth an investment. That's why ESCO Loan helps you if, for example, further training has to be paid out of one's own pocket.

Your education is worth an investment. That's why ESCO Loan helps you if, for example, further training has to be paid out of one's own pocket.

Invest in what is dear to you and expensive. Whether family or graduation parties, gifts for weddings or special birthdays - for celebrations you sometimes have to dig deep into your pocket. A loan from ESCO Loan can help.

Traveling is becoming cheaper and cheaper, but nowadays globetrotters want longer and longer trips. This can put a strain on your vacation budget - taking out a loan helps you out.

Especially for small loans , the reason for borrowing is often simple: just have some small change in your pocket, even towards the end of the month.

A new smartphone can easily cost 800 euros. If the television or the washing machine breaks, a four-digit budget is necessary. You can also take out a loan with ESCO Loan for this.

Further information.

To take out a loan, trust between the contracting parties is required. SCHUFA enables ESCO Loan and other contractual partners such as landlords to put their trust in you as quickly as possible. If there were no credit bureaus like SCHUFA, lenders would have to collect all the data from the borrower again and again - that takes time. As a result, loans would be more expensive and the bureaucratic act much more complicated.

Loans without SCHUFA are therefore very unusual. Thus, SCHUFA information is also mandatory for ESCO Loan. However, this means hardly any additional effort for you. You only agree to the necessary SCHUFA clause when concluding the contract - we will take care of everything else. If you would like to know what data SCHUFA has about you, you can request this online at www.schufa.de.

Post-Ident provides a secure basis for your ESCO Loan loan. The procedure serves to clearly identify you as a borrower and thus prevent misuse by third parties. These and similar procedures are so important that they are anchored in the German Money Laundering Act. This protects the financial sector from criminal activities - and thus also guarantees the security of your assets.

Post-Ident is a personal identity check performed by the trained employees of Deutsche Post AG. The process runs in 4 simple steps:

1. You will receive a Post-Ident Coupon: First, ESCO Loan will send you a coupon together with your contract documents.

2. You bring your documents to a branch of Deutsche Post AG: You then hand in the coupon to any branch of Deutsche Post AG. Together with the documents we need, such as your salary slip, the signed contracts and your valid ID card or passport.

3. You can be identified: An employee of Deutsche Post AG uses your ID data to carry out the identity check for ESCO Loan. For this purpose, the postal employee records your ID data. You can then check yourself whether the data is correct and, if necessary, confirm this with your signature.

4. Deutsche Post transmits your data securely to ESCO Loan: Deutsche Post then sends the completed Post-Ident form, your signed contract documents and your coupon to ESCO Loan.

Important: The employees of Deutsche Post AG are only responsible for your identification, they receive no information about your credit. The post-identification process is safe, quick and easy to go through. In addition, there are no costs for you.

Instead of sending your contract documents to ESCO Loan by post, you can also simply go to a partner bank in your area and have yourself legitimized there.

We are available for you!